OlympusTM, an EnKash** product, is a licensed online payment aggregator authorized by the RBI

Olympus™, an EnKash** product, is a licensed online payment aggregator authorized by the RBI

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Olympus

Automate your company’s AP, AR, and bank reconciliation seamlessly

Corporate Cards

Simplify corporate spending with flexible card solutions

OfEx

Manage employee expenses with a highly customizable platform

Loyalty Lounge

Seamlessly automate & manage rewards, incentives

Automate your company’s AP, AR, and bank reconciliation seamlessly

#Launching soon 🚀 as per RBI's PA (Online) authorization

Simplify corporate spending with flexible card solutions

Let your employees choose their favorite meals and save on taxes

Track and manage fuel expenses for your business travels

Unlimited cards with centralized controls

Pay for digital marketing campaigns and subscriptions with ease

Manage all your SaaS subscriptions with our dedicated SaaS Cards

Simplify travel and entertainment expenses for employees

Empower employees to make purchases and track spends in real time

*Powered by Banks/REs

Manage employee expenses with a highly customizable platform

Track and manage your budget with ease

DIY hierarchy for approval, policies, and expenses

Create policies and approval flows on the go

Get reimbursed for your expenses quickly and easily

Automate receipt management with OCR

Seamlessly automate & manage rewards, incentives

400+ brand vouchers for corporate gifting

Enable automated trade incentives easily

Automated platform for employee appreciation

Easy to use gifting solution

Get discounts on partnered subscriptions and more

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virtual credit card India and pay conveniently

Opt for Virtual Credit Card India and Pay Conveniently

virtual credit card India and pay conveniently

It is imperative for businesses to keep track of expenses, increase cash flow, pay vendors on time, and maintain records for hassle-free auditing. While you may depend on the good old National Electronic Fund Transfer or NEFT to process payments, you may sometimes not have money in your account and face a cash crunch. Waiting a month for the funds to arrive might affect your relationship with merchants, vendors, and even your employees. And so you might use your personal credit card, which might create problems for your company’s finance department. Hence, businesses must have a corporate credit card to ensure timely payments and to avail themselves of many benefits that come along.

This is where virtual credit card India can help you and your business stay on track with all the financial requirements. Want to know more? Read ahead to find out what a virtual credit card India is, its advantages, and how you can get an instant virtual credit card India.

Unravelling the mystery of virtual credit card India

While businesses are aware of corporate credit cards, virtual card in India is still a mystery for many. Functioning similarly to regular credit cards, they offer additional security and can be used for different purposes.

The virtual credit card India includes a temporary 16-digit card number, validity date and the CVV. Linked to the primary credit card, these cards do not disclose users’ information and are safe to use. Businesses can set a spending limit for the virtual credit card to reduce expenses to keep expenditures under the budget. Additionally, as a business, you can limit its use and where it can be used to make payments.

Advantages of virtual credit card for businesses

Benefits of virtual credit card India
Benefits of Virtual Credit Card India

Virtual card in India are one of the most convenient, reliable, and credible payment solutions, especially for small and medium-scale businesses. Due to the security it offers and complete control over transactions, the virtual credit card is becoming the preferred mode of payment for the B2B sector. Here are a few advantages for businesses when they opt for a virtual credit card:

  1. Create virtual cards for different purposes
    Unlike the plastic credit card, you do not have to use one virtual card for different payments. You can create multiple virtual credit cards for each department, set a payment limit, and monitor their expenditure. Extremely convenient, right?
  2. Helps streamline transaction records
    It becomes tedious for the finance department to maintain records by keeping a collection of receipts and bills. It is often challenging to explain why a particular team made a payment or whether the invoice is right or wrong. With the help of a virtual credit card, there’s no such hassle of maintaining the records. Additionally, with a virtual credit card used on the EnKash platform, all your payment records will be archived on one platform, and you can easily access the data online.
  3. Complete control of cards
    Suppose you have monitored some unusual activity or lost the card, blocking the physical card might take several days. But when you opt for an instant virtual credit card from EnKash, you get the DIY features to instantly block, unblock, set limits, monitor transactions and such. All you have to do is log in to your account, access the dashboard, and check data without additional support.
  4. Paying your vendors on time
    Virtual credit card is instrumental when it comes to paying vendors. You can create individual virtual cards for vendors associated with different departments of your company. Once you pay them with a credit card, you will have an entire month to pay the card bill. During this duration, you can increase the cash flow, and by paying on time, you can also increase your credit score.
  5. Increasing credit score
    It is imperative for any company to have a good credit score. With the help of virtual credit cards, your score will increase by paying bills on time. This will help you in getting instant approval on loans with low-interest rates.

Furthermore, you can set monthly budgets for your employees, conduct a budget analysis with the consolidated report, and get better security and safety from online fraud or theft.

How to get an instant virtual credit card?

Getting an instant virtual credit card is now easy with EnKash. Follow these simple steps to get your virtual credit card:

  1. Visit the official EnKash website
  2. Sign up or log in with your official details
  3. Once the login procedure is completed, you will have access to the EnKash platform
  4. Click on the setting icon on the top right of the screen and fill in your details
  5. Upon saving details, go back to the home page
  6. Scroll down and click on the credit card option in the freedom section
  7. Enter your GSTIN info
  8. Upload your company’s documents
  9. Enter the director’s PAN card, email, and mobile number for the bureau check
  10. Submit your application successfully

Get a virtual credit card with EnKash today

EnKash is one of the best digital spend management platforms that allows businesses of all scales to streamline their payments and enjoy paperless transactions. With the help of EnKash, you can control your financial transactions across different branches of your company from a single platform. Easily manage vendor payments, pay recurring bills without a miss, and let your finance department run a hassle-free audit. Sounds exciting? Connect with EnKash and get your virtual credit card India today!

Opt for Virtual Credit Card India and Pay Conveniently

virtual credit card India and pay conveniently

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