

An online card payment is a digital transaction where customers use debit or credit cards to pay for goods or services through websites or mobile applications.

Card details are entered and authenticated using security protocols such as OTPs. Transactions are routed through payment gateways and card networks before settlement.
They enable ecommerce, subscriptions, and remote transactions. Security and compliance are critical to maintaining trust.
Businesses need reliable gateways and clear reconciliation to manage card payments efficiently.