Payment Gateway
India's Best Payment Gateway Truly Built for SMBs
Accept online payments instantly with a RBI-authorised, merchant payment gateway designed for MSMEs, D2C brands, SaaS platforms, marketplaces, and enterprises.
Say Hello to a Smarter, Faster & Secure way to handle transactions
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Support
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Uptime
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Built for SMBs, Trusted by Merchants
Developer First Integration
Built for developers, our robust SDKs, APIs, and plugins support major languages and platforms
Comprehensive SDKs and APIs
Integrate quickly using our well-documented, developer-friendly tools compatible with Python, Java, PHP, and more.
Plugins for Popular Platforms
Enable seamless setup with ready-to-use plugins for platforms like Shopify, WooCommerce, and Magento.
Detailed API Documentation
Access step-by-step guides and resources for frictionless onboarding.
Sandbox Environment
Test your integration thoroughly in a secure and isolated environment before going live.
Accept All Payment Methods
Provide your customers with the freedom to choose how they pay with several online payment methods.
Credit and Debit Cards
Process domestic and international card payments easily.
UPI (Unified Payments Interface)
Harness the power of instant, hassle-free payments with India’s leading digital payment method.
Net Banking
Enable seamless transactions through direct integrations with over 50+ major banks.
Digital Wallets
Accept payments through popular wallets for quicker and convenient checkouts.
EMI & PayLater
Empower your customers with flexible payment options like No Cost EMI and PayLater, boosting affordability and conversion rates.
Powerful Dashboards to Drive Decisions
Get detailed statistics and reports on payments, settlements, refunds, and much more for informed decision-making.
Financial Overview
Track and analyze transactions across daily, weekly, monthly, and yearly time frames.
Transaction History Insights
Detailed insights into the history of each transaction. Understand payment statuses, order details, refunds, and more.
Settlement Reconciliation
Stay fully informed about your business with a detailed breakdown of transactions, reversals, refunds, disputes, and vendor commissions.
User-friendly Interface
With an easy-to-navigate interface, you can effortlessly manage payments, refunds, API keys, webhooks, invoices, and more—all in one place.
Bank Grade Security
Enjoy enterprise-grade security to reassure your customers of secure and reliable payment transactions.
PCI DSS Compliance
Protect sensitive payment information with industry-standard security practices.
End-to-End Encryption
Safeguard transactions with advanced encryption protocols to prevent data breaches.
Tokenization
Replace card details with secure tokens to enhance privacy and reduce fraud risks.
Continuous Monitoring
Detect and mitigate vulnerabilities proactively with real-time threat assessments and third-party audits.
100% Lifetime Support
Dedicated Relationship Managers: Get personalized assistance from experts who understand your business and growth goals.
Tech Support at Every Stage
Whether you're integrating, going live, or scaling up, our tech team is with you throughout.
Merchant Support
Reach us anytime, any day—via chat, email, or call—for instant help and issue resolution.
Proactive Issue Resolution
We don’t just wait for you to raise a ticket—our team monitors and preempts potential issues to ensure business continuity.
Onboarding to Scaling Assistance
Whether it’s Day 1 or Year 5, we guide you at every milestone of your payment journey.
Advanced Checkout and Card Saving
Enhance your checkout experience with features designed for convenience and efficiency:
Frictionless Checkout
Simplify payments with a clean and intuitive checkout interface that minimizes distractions and maximizes conversions.
Saved Cards Across Businesses
Enable customers to save their card details securely for faster payments on subsequent purchases.
Global Card Saving
Extend your services to international customers with global card-saving capabilities, ensuring compliance with tokenization standards.
Personalized Payment Options
Display payment methods tailored to your customer’s preferences and behavior, driving faster decision-making at checkout.
Best Payment Gateway in India for Accelerated Growth
Fully-Compliant RBI Authorized Platform
Industry First Payment-led Financial Platform
100% Uptime
24X7 Customer Support
Discover the EnKash difference - Secure, Scalable and Seamless.
Frequently Asked Questions (FAQs)
Have more questions?
01. What is Payment Gateway?
A payment gateway is a digital solution that facilitates online and in-store payments for businesses. It processes transactions securely, supporting various payment methods such as credit cards, debit cards, and more. Acting as an intermediary between the merchant and the bank, it ensures smooth and secure transactions for both businesses and their customers.
02. What payment methods are supported by EnKash Payment Gateway?
EnKash Payment Gateway supports an extensive range of payment methods through a single integration, offering unparalleled flexibility for businesses. Here’s what we support:
Cards: All major card networks, including RuPay, Visa, MasterCard, Amex, Diners Club, and Maestro.
Net Banking: Access to over 90 public and private banks across India.
UPI: Compatibility with 20+ UPI apps, including Google Pay, PhonePe, Paytm, BHIM, and Amazon Pay.
Buy Now, Pay Later (BNPL): Partnerships with 35+ providers for card-based and cardless EMI options, as well as pay-later services.
Wallets: Support for 9+ digital and mobile wallets, such as Paytm, Amazon Pay, Freecharge, and MobiKwik.
EnKash ensures customers can choose their preferred payment mode, enhancing their overall payment experience.
03. What types of platforms and payment gateway integration are supported by EnKash?
EnKash Payment Gateway provides versatile integrations to help businesses across various platforms accept payments effortlessly. Here’s how:
Web and Mobile Integrations: EnKash offers seamless integration options through RESTful APIs and mobile SDKs compatible with Android, iOS, React Native, Flutter, Cordova, Xamarin, and Capacitor.
E-commerce and Website Plugins: Our gateway supports plug-and-play integrations with leading platforms such as Shopify, WooCommerce, Magento, PrestaShop, Wix, OpenCart, WHMCS, and WordPress, among others.
Custom Solutions: For businesses with unique requirements, EnKash enables tailored integrations to fit specific needs, ensuring smooth payment acceptance across websites, mobile apps, and other digital channels.
With EnKash, businesses can quickly integrate payments across channels, streamlining their operations and enhancing customer convenience.
04. How does a payment gateway work?
As soon as a customer makes any payment, the payment gateway collects and encrypts the payment details. This information is further sent to the payment processor and the bank for authorization. After approval, the funds are transferred to the receiver’s account completing the transaction.
05. What is the price of a payment gateway?
EnKash provides transparent pricing. Talk to our sales team today for detailed payment gateway charges or to explore tailored plans designed for your business needs.
06. How to integrate a payment gateway with a website?
EnKash is a versatile payment gateway that seamlessly integrates with your website or app through the following options:
EnKash APIs: Ideal for desktop and website integrations, offering flexibility and control.
EnKash SDKs: Best suited for mobile app integrations, providing smooth functionality.
EnKash Plugins: Perfect for third-party platforms like WooCommerce, Shopify, and more.
07. How to create a Payment Gateway in India?
Choose your model – Either apply for an RBI Payment Aggregator license or integrate with an existing licensed gateway.
Build secure payment APIs – Checkout flows, UPI and card rails, refunds, settlements, tokenization, and dashboards.
Meet compliance requirements – PCI-DSS, encryption, fraud monitoring, KYC, dispute management, and audit logs.
Partner with banks and networks – Tie-ups with acquiring banks, UPI partners, and card networks.
Test and launch – Validate payments, refunds, settlements, and reconciliation before going live.
Validate payments, refunds, settlements, and reconciliation before going live. There is a much better and faster way -signup with EnKash and let us take care of all that.
08. Which payment gateway is best in India?
The best payment gateway depends on your business needs. Most companies look for high success rates, fast onboarding, strong security, and support for UPI, cards, and netbanking.
Popular payment gateways in India include EnKash, Razorpay, Cashfree, PayU and PhonePe. Each offers UPI, cards and netbanking support.
For businesses that want a gateway with stronger compliance, faster onboarding and deeper control, EnKash Payment Gateway offers a clear advantage because it is built on RBI-approved PA/PG infrastructure, provides real-time settlements, and includes PCI-DSS security, and advanced fraud checks by default.
09. What are payment gateway charges?
Payment gateway charges are the fees businesses pay for processing online transactions. These usually include:
MDR (Merchant Discount Rate): A small percentage charged on every successful transaction.
Payment mode fees: Different for UPI, cards, netbanking or wallets.
Platform or setup fees (if applicable): Some gateways charge onboarding or annual maintenance fees.
Settlement or payout charges: Fees for faster settlements like T+0 or instant payouts.
EnKash Payment Gateway keeps pricing simple with transparent MDR, no hidden costs. Talk to us to get the best pricing.
10. How to integrate UPI payment gateway in a website?
To integrate a UPI payment gateway in your website, you typically follow these steps:
Choose a UPI-enabled payment gateway Select a provider that supports UPI along with cards and netbanking.
Complete signup and KYCRegister your business, submit KYC documents and get merchant approval.
Get API keys or plugins Use the provider’s APIs, SDKs or ready plugins for platforms like Shopify, WooCommerce or custom sites.
Integrate and test Add the UPI payment option on the checkout page, test in sandbox, then move to live.
To get UPI, cards and netbanking in a single integration, developer friendly APIs, clear documentation and real-time reports, you can add UPI payments to your website quickly while staying compliant with Indian regulations with EnKash. Talk to our teamto get started.
11. Is UPI a payment gateway?
No, UPI is not a payment gateway. UPI is a real-time payment system, while a payment gateway is the service that processes and routes UPI transactions for businesses.
12. What is Chargeback in payment gateways?
A chargeback occurs when a customer disputes a transaction with their bank, leading to payment reversal. It protects buyers but may result in fees or losses for merchants if not managed properly.
13. Is EnKash PCI-DSS compliant?
Yes, EnKash is PCI-DSS compliant, ensuring secure handling of cardholder data and meeting global payment security standards.
14. What payment methods are supported by a payment gateway?
Payment gateways support multiple methods including UPI, credit/debit cards, net banking, wallets, EMI, BNPL, and bank transfers depending on the provider.
15. Which type of e-commerce uses payment gateways?
All e-commerce models—including B2C, B2B, D2C, and marketplace platforms—use payment gateways to accept online payments securely.
16. What is Tokenization in a payment gateway?
Tokenization replaces sensitive card data with a secure, randomly generated token. It protects customer information and enables safe recurring or saved payments.
17. How does encryption secure payment gateways?
Encryption converts payment data into unreadable code during transmission, ensuring that sensitive details like card numbers remain protected from fraud and unauthorized access
18. What are the types of Payment Gateways?
The main types of payment gateways are Hosted, Self-Hosted, and API/Non-Hosted gateways. Hosted gateways redirect users to a secure checkout page, self-hosted gateways collect data on your site but process it externally, and API gateways enable fully integrated, seamless checkout within your website or app.Learn more about hosted vs integrated payment gateway
