Schedule of Card-Related Charges
Last Updated On: 25th August 2025
The following charges apply to the use of EnKash-issued cards. By availing and using any EnKash card product, the cardholder expressly agrees to the fees, surcharges, and terms outlined below.
Card Issuance & Maintenance Charges
| S.No | Particulars | Amount (INR) |
|---|---|---|
| 1 | Physical Card Issuance or Reissuance | ₹250* |
| 2 | Gift Card Reactivation | ₹250* |
ATM Transaction Charges
| S.No | Particulars | Amount (INR) |
|---|---|---|
| 3 | Cash Withdrawal (ATM - Financial Transaction) | ₹25* |
| 4 | PIN Change / Balance Enquiry / Mini Statement (ATM - Non-Financial Transaction) | ₹15 (Inclusive of tax) |
Industry Program Surcharges
| S.No | Particulars | Charges |
|---|---|---|
| 5 | Transactions at Government Portals | 2.5%* or ₹10*, whichever is higher |
| 6 | Fuel Transactions | 1%* |
| 7 | Railway Ticket Booking | ₹10* |
General Terms Applicable to Charges
- A. All charges mentioned above are subject to applicable taxes unless stated otherwise.
- B. EnKash reserves the right to waive, modify, or revise any of the above charges at its sole discretion without prior notice.
- C. Final surcharges and fees may vary depending on the acquiring bank, payment network rules, and merchant category.
- D. These charges may be revised periodically in line with market dynamics, regulatory changes, or internal pricing policies.
- E. Use of EnKash cards constitutes acceptance of the latest applicable fee structure.
For the latest version of these terms or any queries regarding applicable charges, cardholders may contact us at:[email protected]
*Charges marked with an asterisk are exclusive of applicable taxes
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