

Transaction limits are predefined caps that restrict the maximum value or frequency of transactions allowed for a payment instrument or account within a specified period.

Limits may apply per transaction, per day, or per month and vary by payment method and regulatory guidelines. They are enforced in real time during payment attempts.
Limits reduce fraud risk, control spending, and support compliance. They are essential for corporate cards, prepaid instruments, and UPI payments
Finance teams use transaction limits to enforce spending policies and manage risk proactively.