

Stored value refers to monetary value held electronically in prepaid cards, wallets, or digital accounts that can be used for future transactions.
Funds are loaded into a digital instrument and deducted as transactions occur. Stored value instruments are regulated in India under PPI guidelines.
Stored value enables controlled spending, faster payments, and reduced dependency on bank accounts.
Stored value is used in prepaid cards, wallets, incentives, and expense programs to simplify fund distribution and control.