

Out-of-policy spend refers to expenses made outside approved company guidelines, limits, or categories, often due to weak controls or manual processes.
It occurs when employees bypass approvals, exceed limits, or use incorrect categories. Manual reimbursements often increase this risk.
Such spends increase compliance risk, audit issues, and cost leakage. Preventing them is key to financial discipline.
EnKash helps prevent out-of-policy spend through real-time controls, MCC restrictions, and approval workflows, ensuring expenses stay within defined rules.