

A mobile wallet is a digital application that stores prepaid value or payment credentials, allowing users to make payments, transfers, or collections using a smartphone.

Funds are loaded into the wallet and used for transactions. In India, wallets are regulated as PPIs and subject to KYC and usage limits.
Wallets improve payment convenience and speed, especially for small-value transactions.
EnKash leverages wallet-based mechanisms to support controlled business spends and operational use cases with better visibility.