Virtual Card
Secure and Efficient Payments withVirtual Prepaid Card
Empower your organization to control, track, and optimize spending like never before.
How to Set Up Virtual Prepaid Cards
Create an Account
Register your business on EnKash
Issue Cards Instantly
Generate virtual cards for employees, vendors, or projects.
Set Limits & Monitor Usage
Customize spend limits and track all transactions
Make Payments
Use cards for online purchases, SaaS subscriptions, or other expenses.
Best Virtual Prepaid Cards in India - Modern Solutions for Managing Business Expenses
Reduce Business Costs with Smarter Payment Solutions
Save costs by eliminating the need for physical cards, including production and maintenance fees. Advanced fraud control features minimize the risk of unauthorized transactions, ensuring secure financial operations without additional expenses.
Stay in Control with Real-Time Expense Insights
Monitor every transaction in real-time with our intuitive dashboard. Access detailed insights into spending trends, helping your business optimize budgets and make informed financial decisions.
Tailor Your Virtual Card to Fit Your Needs
Design virtual cards tailored for specific needs such as vendor payments, SaaS subscriptions, or travel expenses. Set individual or departmental spending limits and usage policies to ensure compliance and efficiency.
Strengthen Vendor Trust with Timely Payments
Ensure timely and secure payments to vendors, fostering trust and better business terms. Streamlined payment processes enable quicker transactions, enhancing vendor satisfaction.
No Expense Oversight with One Dashboard
Easily manage multiple cards through a centralized, user-friendly interface. Take immediate action by monitoring, blocking, or canceling cards, all while maintaining full control over business expenses.
Use Cases for Virtual Prepaid Cards
Subscription Management
Keep SaaS payments under control with one-time or recurring payment cards.
Employee Expenses
Keep SaaS payments under control with one-time or recurring payment cards.
Vendor Payments
Allocate separate cards for each vendor to simplify expense tracking and reconciliation.
Travel & Entertainment
Manage travel-related expenses efficiently with real-time monitoring.
The EnKash Advantage - Why Businesses Trust Virtual Prepaid Cards
Frequently Asked Questions (FAQs)
Have more questions?
01. What is a virtual card?
A virtual card is available in a virtual format, not in a physical form. The use of virtual cards started with the need to enable safe and speedy online transactions. Unlike a physical card with the risk of being misplaced, lost, or stolen, virtual cards can be kept safe with password-protected access.
02. How does my business qualify for virtual cards?
To get a virtual card for your business, you will need a business account with a platform like EnKash that offers this service. The requirements to qualify for virtual cards can vary depending on the provider, but generally, you will need to meet specific criteria, such as having a business bank account, verifying your business identity, having a good credit history, etc.
03. Do virtual cards enable POS transactions and ATM cash withdrawals?
Virtual cards are primarily designed for online transactions and may not be suitable for in-person point-of-sale (POS) transactions or ATM cash withdrawals. However, some virtual card providers may offer a physical card linked to the virtual card account, which can be used for in-person transactions and cash withdrawals.
04. Will I get a dashboard to control the movement of virtual cards?
With EnKash, you will get a dashboard to manage and control the movement of virtual cards. This dashboard gives you real-time visibility and control over your virtual card usage, allowing you to set spending limits, block or cancel cards, view transaction history, and manage user access.
05. How do I prevent fraud using virtual cards that my team uses?
Virtual cards can help prevent fraud, offering high control and visibility over business expenses. You can do the same by setting spending limits, monitoring transaction history, etc. You can also block your card immediately in case of any misuse or fraud.
06. Where can I use a virtual prepaid card?
Virtual prepaid cards can be used for online transactions across e-commerce platforms, subscription services, travel bookings, digital ads, SaaS tools, and more, wherever online card payments are accepted. They are ideal for businesses looking to manage digital expenses securely and efficiently without relying on physical cards.
07. What are the benefits of using a virtual card in India for businesses?
Virtual cards offer businesses in India enhanced security, instant issuance, and real-time spend control. They're perfect for managing online purchases like SaaS tools, vendor payments, and marketing spends—all without the need for a physical card.
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