Virtual Card
Virtual Prepaid Cards forBusiness Payments in India
Issue virtual prepaid cards instantly, control spending in real time, and manage every online payment from one dashboard.
How Virtual Prepaid Cards Work
Create Your Business Account
Sign up on EnKash and complete quick business verification.
Issue Virtual Cards Instantly
Create virtual cards for employees, vendors, or specific use cases within minutes.
Set Spend Controls
Define limits, allowed categories, validity periods, and usage rules.
Pay Online Securely
Use virtual cards for subscriptions, vendor payments, ads, travel bookings, and more.
BesBest Virtual Prepaid Cards in India for Business Expenses
Reduce Business Costs with Smarter Payment Control
Eliminate the costs associated with physical card issuance, replacement, and maintenance. Virtual prepaid cards help reduce operational overhead while advanced controls minimise unauthorised or non-compliant spending.
Stay in Control with Real-Time Expense Insights
Monitor every virtual card transaction as it happens through an intuitive dashboard. Gain clear visibility into spending patterns to improve budgeting, approvals, and financial decision-making.
Tailor Virtual Cards to Your Business Needs
Create virtual cards for specific purposes such as vendor payments, subscriptions, marketing spends, or travel expenses. Set card-level limits and policies to ensure spends remain aligned with business rules.
Strengthen Vendor Relationships with Timely Payments
Ensure reliable and secure payments to vendors using dedicated virtual prepaid cards. Faster, predictable payments improve trust while simplifying reconciliation for finance teams.
Complete Expense Oversight from One Dashboard
Manage multiple virtual cards through a centralised interface. Instantly view transactions, modify limits, block cards, or cancel usage while retaining full visibility across teams and vendors.
Built for Every Business Spending Scenario
Subscription Management
Control SaaS renewals and recurring payments with card-level limits and validity controls.
Employee Expenses
Enable employees to spend without reimbursements or policy violations.
Vendor Payments
Assign individual virtual cards to vendors for clean reconciliation and audit-ready records.
Travel and Entertainment
Manage online travel bookings with defined budgets and real-time tracking.
Frequently Asked Questions (FAQs)
Have more questions?
01. What is a virtual prepaid card?
A virtual prepaid card is a digitally issued card that exists only in online form and is used to make secure online payments. It works like a physical prepaid card but offers faster issuance, better control, and lower operational effort, making it ideal for managing business expenses.
02. How does my business qualify for virtual cards?
To get a virtual card for your business, you will need a business account with a platform like EnKash that offers this service. The requirements to qualify for virtual cards can vary depending on the provider, but generally, you will need to meet specific criteria, such as having a business bank account, verifying your business identity, having a good credit history, etc.
03. Do virtual cards enable POS transactions and ATM cash withdrawals?
Virtual cards are primarily designed for online transactions and may not be suitable for in-person point-of-sale (POS) transactions or ATM cash withdrawals. However, some virtual card providers may offer a physical card linked to the virtual card account, which can be used for in-person transactions and cash withdrawals.
04. Will I get a dashboard to control the movement of virtual cards?
With EnKash, you will get a dashboard to manage and control the movement of virtual cards. This dashboard gives you real-time visibility and control over your virtual card usage, allowing you to set spending limits, block or cancel cards, view transaction history, and manage user access.
05. How do I prevent fraud using virtual cards that my team uses?
Virtual cards can help prevent fraud, offering high control and visibility over business expenses. You can do the same by setting spending limits, monitoring transaction history, etc. You can also block your card immediately in case of any misuse or fraud.
06. Where can I use a virtual prepaid card?
Virtual prepaid cards can be used for online transactions across e-commerce platforms, subscription services, travel bookings, digital ads, SaaS tools, and more, wherever online card payments are accepted. They are ideal for businesses looking to manage digital expenses securely and efficiently without relying on physical cards.
07. What are the benefits of using a virtual card in India for businesses?
Virtual cards offer businesses in India enhanced security, instant issuance, and real-time spend control. They're perfect for managing online purchases like SaaS tools, vendor payments, and marketing spends—all without the need for a physical card.
Explore Purpose-Built Virtual Card Programs
Fuel Card
Track and control fuel spends with vehicle-wise limits, real-time usage visibility, and GST-ready reporting.
Digital Marketing Card
Manage ad spends across platforms with fixed budgets, spend controls, and clear campaign-level visibility.
SaaS Card
Control recurring SaaS subscriptions with vendor-wise limits, renewal tracking, and centralised expense visibility.
Meal Card
Offer compliant meal benefits with controlled usage, wide acceptance, and transparent spend tracking.
Travel & Expense Card
Manage business travel and online bookings with predefined budgets, controls, and real-time monitoring.
Purchase Card
Centralise vendor and operational purchases with approval workflows, spend limits, and easy reconciliation.
Gift Card
Distribute digital rewards or incentives instantly with controlled issuance, tracking, and redemption visibility.
