{"id":17043,"date":"2026-05-14T13:05:27","date_gmt":"2026-05-14T07:35:27","guid":{"rendered":"https:\/\/www.enkash.com\/resources\/?p=17043"},"modified":"2026-05-18T15:24:30","modified_gmt":"2026-05-18T09:54:30","slug":"documents-required-for-payment-gateway","status":"publish","type":"post","link":"https:\/\/www.enkash.com\/resources\/blog\/documents-required-for-payment-gateway","title":{"rendered":"What are the Documents Required to setup Payment Gateway?"},"content":{"rendered":"

Setting up online payments is more than a technical step. A payment aggregator, acquiring bank, or payment provider must first verify that the applicant is a genuine merchant, that the business can legally collect payments, and that settlements will be credited to the correct account. Documents for payment gateway approval help confirm identity, ownership, business activity, signer authority, and bank linkage before live transactions begin. This protects the merchant, the customer, and the payment provider from avoidable disputes or misuse. As part of payment gateway KYC, providers also review the sales channel, since the website, app, or donation page must reflect a real business purpose. This blog explains the core document requirements by business type, then covers extra records, incomplete paperwork risks, and common onboarding questions. Merchants can use it to understand the paperwork behind approval without sorting through scattered provider checklists.<\/p>\n

To set up a payment gateway in India, most businesses need PAN, business registration proof, authorized signatory KYC, settlement bank proof, GST certificate where applicable, website or app details, and customer-facing policies such as refund, cancellation, privacy, and terms pages. The exact document list depends on the business type, provider, risk category, and payment flow.<\/p>\n

<\/span>Documents Required for Payment Gateway in India<\/span><\/h2>\n

Payment gateway<\/a> documents for onboarding vary depending on the merchant\u2019s legal structure. A company has a different verification process from that of a proprietorship, and an LLP cannot be checked using the same file as a regular partnership firm. Providers review the business identity, signatory authority, settlement account, and live sales channel before approval. Legal name, trade name, PAN, GST<\/a> record, bank account, and website footer details should line up clearly. Clean files reduce avoidable back-and-forth during merchant review. Blurred uploads, old records, missing signatures, and mismatched names can slow activation even when the business itself is eligible.<\/p>\n\n\n\n\n\n\n\n\n
Entity type<\/div><\/th>\n
Commonly required documents<\/div><\/th>\n<\/tr>\n
Company<\/div><\/td>\n
\n
    \n
  • Certificate of Incorporation<\/li>\n
  • company PAN<\/li>\n
  • MOA<\/li>\n
  • AOA<\/li>\n
  • Board Resolution<\/li>\n
  • authorized signatory KYC<\/li>\n
  • bank proof<\/li>\n
  • GST certificate (where applicable)<\/li>\n<\/ul>\n<\/div><\/td>\n<\/tr>\n
Sole proprietorship<\/div><\/td>\n
\n
    \n
  • Proprietor PAN<\/li>\n
  • address proof<\/li>\n
  • business proof<\/li>\n
  • bank proof<\/li>\n
  • GST certificate (where applicable)<\/li>\n
  • website or app details<\/li>\n<\/ul>\n<\/div><\/td>\n<\/tr>\n
LLP<\/div><\/td>\n
\n
    \n
  • LLP incorporation certificate<\/li>\n
  • LLP PAN<\/li>\n
  • LLP Agreement<\/li>\n
  • designated partner KYC authorization record<\/li>\n
  • bank proof<\/li>\n
  • GST certificate (where applicable)<\/li>\n<\/ul>\n<\/div><\/td>\n<\/tr>\n
NGO<\/div><\/td>\n
\n
    \n
  • Trust deed<\/li>\n
  • society registration or Section 8 records<\/li>\n
  • NGO PAN<\/li>\n
  • authorized signatory KYC<\/li>\n
  • bank proof<\/li>\n
  • 12A or 12AB<\/li>\n
  • 80G<\/li>\n
  • FCRA (where applicable)<\/li>\n<\/ul>\n<\/div><\/td>\n<\/tr>\n
Partnership<\/div><\/td>\n
\n